Chọn Du Lịch Hay Tiết Kiệm?

“Đi du lịch hay để tiết kiệm tiền, lựa chọn nào phù hợp hơn?” là thách thức đối với nhiều người. Hãy đọc bài viết này trước khi đưa ra quyết định!

Đi du lịch hay để tiết kiệm, đâu mới là lựa chọn tốt?

Giữ cho cuộc sống cân bằng: Hãy du lịch mà vẫn giữ được ví tiền của bạn

Many believe we only live once, so we should do what we love, eat what we desire, travel to the places we want, etc. Youth is the time for experiences and exploration. At this energetic stage of life, one can do many things that might not be possible in old age, even with money.

On the contrary, some think differently. They consider youth as the most precious time for learning, gaining knowledge, working hard, and accumulating wealth. Building a strong foundation for the future requires dedication during these years. Only when life and career are stable, one can think about traveling and indulging.

These two perspectives, though different, each have their valid points. If youth is spent solely on pleasure, enjoyment, and experiences without working, one might end up with nothing when peers have homes, cars, companies, etc. Conversely, if the entire youth is dedicated to studying, graduating, diving into the workforce, and saving money, then the essence of youth may be lost. Traveling doesn't mean you can't learn. In fact, it offers numerous opportunities for learning, expanding relationships, and seizing new chances. Just step outside, and there's a wealth of knowledge waiting for you. The saying 'Travel a day, learn a ton' holds true in this context.

Our answer is to combine both traveling and saving money. Life always requires a balance between studying, working, and leisure to nourish the soul. Only with this balance can you feel comfortable working effectively, earning more money, and still not missing any moments in your youth. So, how can you travel and save money at the same time? Let's explore that in the next section with mytourblogs.com!

How to travel while saving money?

We've previously mentioned the most cost-effective ways to travel in another article, which you can read here. With these travel tips, you can save a considerable amount for your trip, ensuring that your travel budget doesn't exhaust your monthly income. Here's a reasonable spending plan for you to both save and travel: smart budget allocation.

Reasonably Allocate Expenses

The 50/20/20 budgeting rule aids effective personal financial management.

This is an extremely effective method that many travel enthusiasts apply nowadays. At the end of the month, after receiving your salary, divide it into various parts. You can follow the 50/20/30 budgeting rule or allocate expenses as follows:

+ Fixed monthly expenses: including rent, utility bills, food, and transportation costs.

+ Other expenses: money for birthdays, weddings, parties, emergencies, clothing, cosmetics, etc., should be set aside for specific uses.

+ Savings: Depending on your salary and lifestyle, allocate a certain amount each month to your savings. If you're young and don't have major expenses, you can save around 10% of your salary for this purpose.

+ Allocate money for travel: this is the amount you need to accumulate if you want to fulfill your travel desires. Plan the destination you want to visit, estimate the expenses for the trip, and then plan to save.

Reduce unnecessary expenses

Reducing unnecessary expenses will help you have more money for traveling

Uncontrolled unnecessary expenses can quickly deplete your salary. Instead of eating out, learn to cook at home to save costs. Instead of taking a taxi, ride a motorcycle yourself,... and the guilty pleasure of shopping needs to be restrained. Only buy things that are truly necessary, and avoid purchasing items that are unused or still in good condition. Small savings can lead to achieving bigger goals.

To easily reduce unnecessary expenses, before intending to buy something, you need to think carefully, consider whether household items can still be used, or you can choose to buy discounted items to limit these expenses.

Find part-time work to increase income

Look for freelance jobs to earn extra income outside of office hours

Part-time jobs outside of regular working hours will help you have an additional income apart from your main salary. You can use this money to do things you love or travel. You can choose part-time jobs in your field or even jobs in unrelated fields, as long as you find them suitable and they provide you with income.

If you have good English skills, you can choose to teach, translate documents, etc. Or those who have writing abilities can search for content creation-related jobs. Accountants can take on additional tasks such as tax reporting, etc. No matter what job you do, you can find additional work to earn extra income, as long as you really need it.

Trade something

Online business also brings you a fairly stable income

If you are sharp and like business, you can also start your side business with online trading. This is also one of the ways that many people choose to increase their income nowadays. With the wide coverage of technology, most items are put online for sale. You can sell food, drinks, clothes, handmade items, etc. Depending on your interests and skills, you can choose a product that you think will sell the best.

Trading might unexpectedly become your main source of income, so don't hesitate to try your hand at online business.

Travel through volunteering

Volunteer-based travel is chosen by both Vietnamese and foreign youth

Another way for you to travel while saving money is through volunteer tourism. When participating in volunteer programs organized by travel agencies, you will be supported with expenses such as food, accommodation, etc., while still having the opportunity to explore new regions. In Vietnam, volunteer tourism is often organized in highland areas, so participating in these programs allows you to discover the culture, people, and pristine natural beauty of these places.

Have you found your own answer here? Share it with mytourblogs.com in the comments below. Thank you for reading the entire article! Wish you soon realize your dream travel plans.